‘Legal issues make reverse mortgage unsuitable’
HDFC Bank’s CEO, Sashidhar Jagdishan, expressed reservations about reverse mortgage loans in India, citing legal and operational challenges. He highlighted ongoing tech upgrades, including a new mobile app and net banking interface, with AI implementation focused on efficiency without replacing human judgment. Deposit mobilization efforts have impacted the bank’s CASA ratio post-merger.🕒 1 min read
HDFC Bank’s CEO, Sashidhar Jagdishan, expressed reservations about reverse mortgage loans in India, citing legal and operational challenges. He highlighted ongoing tech upgrades, including a new mobile app and net banking interface, with AI implementation focused on efficiency without replacing human judgment. Deposit mobilization efforts have impacted the bank’s CASA ratio post-merger.
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