RBI to roll out risk-based deposit insurance in April
Starting April 1, 2026, banks will pay deposit insurance premiums based on their financial health, a global shift. Stronger banks with better risk management will see reduced costs, while weaker ones face higher charges. Depositor protection remains unchanged at Rs 5 lakh per account, with no public disclosure of bank risk ratings.🕒 1 min read
Starting April 1, 2026, banks will pay deposit insurance premiums based on their financial health, a global shift. Stronger banks with better risk management will see reduced costs, while weaker ones face higher charges. Depositor protection remains unchanged at Rs 5 lakh per account, with no public disclosure of bank risk ratings.
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