Credit growth outpaces deposits for large banks
Indian banks are experiencing credit growth outpacing deposit mobilization, with advances rising faster than liabilities. Lenders are also seeing a shift in their deposit mix towards higher-cost term deposits over CASA. This trend is evident across major banks like HDFC Bank, Bank of Baroda, Punjab National Bank, and Union Bank of India.
Indian banks are experiencing credit growth outpacing deposit mobilization, with advances rising faster than liabilities. Lenders are also seeing a shift in their deposit mix towards higher-cost term deposits over CASA. This trend is evident across major banks like HDFC Bank, Bank of Baroda, Punjab National Bank, and Union Bank of India.
