Ask Dhirendra: ‘How do I decide how much to save and invest when my income is just about enough?’

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When income feels just enough, saving isn’t about a fixed percentage but a conscious decision to prioritize it. Track expenses to identify leaks, and start with even a small, consistent amount. The key is to make savings non-negotiable and ensure it grows with every income increase, fostering a habit of consistent financial growth.
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When income feels just enough, saving isn’t about a fixed percentage but a conscious decision to prioritize it. Track expenses to identify leaks, and start with even a small, consistent amount. The key is to make savings non-negotiable and ensure it grows with every income increase, fostering a habit of consistent financial growth.

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