Lenders seek safety, young borrowers hold back: Report
A TransUnion Cibil report reveals a cautious lending landscape in Q1FY26, with secured loans like property and gold seeing stronger growth than personal and auto loans. The Credit Market Indicator has dipped, reflecting a slowdown in retail credit. Fewer young consumers are seeking credit, and a slight increase in score downgrades among prime borrowers suggests emerging repayment stress.🕒 1 min read
A TransUnion Cibil report reveals a cautious lending landscape in Q1FY26, with secured loans like property and gold seeing stronger growth than personal and auto loans. The Credit Market Indicator has dipped, reflecting a slowdown in retail credit. Fewer young consumers are seeking credit, and a slight increase in score downgrades among prime borrowers suggests emerging repayment stress.
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