Sukanya Samriddhi Yojana: At 8.2% interest rate, is SSY the right savings scheme for your girl child? Explained

Sukanya Samriddhi Yojana (SSY) offers a government-backed 8.2% tax-free interest for girl children, aiming to fund their future education or marriage. While a secure fixed-income option, experts suggest combining it with equity investments for better inflation-beating returns over its 21-year maturity period.