What’s open, what’s closed on Martin Luther King Jr Day 2026 in the US: Banks, schools, post offices, markets, UPS, FedEx, mail and more

Americans will observe Martin Luther King Jr Day on January 19, 2026. Many banks, government offices and postal services will close. Financial markets will also be shut. However, ATMs and online banking will function. Retailers and restaurants are expected to remain open. This day honours Dr King’s legacy through service and remembrance.