Treasury bills vs fixed deposits: T-bills via SIP gain traction, but FDs still top for 1-year returns

The RBI now permits individuals to invest in Treasury bills via SIPs on its retail direct platform, aiming to increase retail participation in the bond market. While one-year bank FDs offer higher returns, T-bills outperform in shorter tenures like 91-day and 182-day maturities. This initiative allows investments starting from Rs 10,000 with auto-bidding and reinvestment options.

More From Author

Banking reforms: RBI to enable cheque clearance within hours from October 4, phased plan to cut settlement delays

Treasury bills vs fixed deposits: T-bills via SIP gain traction, but FDs still top for 1-year returns

Leave a Reply